Your benefits and healthy extras

With The Employee Advantage you get free preventive care and wellness programs plus exclusive discounts.


  • $0 wellness visits (includes adult yearly physical exams, pediatric wellness visits, annual OB/GYN exams, and routine eye exams)
  • Lower copayments when you see Tier 1 specialists
  • Prescription drugs (partnered with the Optum Rx prescription program)
  • Laboratory tests and x-rays
  • Worldwide emergency care
  • Inpatient hospital care
  • Same-day surgery
  • Chiropractic benefit
  • Inpatient mental health and substance abuse care
  • Outpatient mental health and substance abuse care
  • Short-term physical therapy rehabilitative services and occupational therapy rehabilitative services

Healthy extras

Stay healthy and fit by taking advantage of our health and wellness programs.

An annual $500 cosmetic surgery reimbursement.
Cosmetic surgery is a blend of art and medicine. Its purpose is to heighten your total sense of well-being. The Employee Advantage health plan offers reimbursement up to $500 annually for cosmetic surgery performed at the UMass Memorial Medical Group Cosmetic Surgery Center.

It Fits! fitness reimbursement program
The richest fitness benefit of all your health plan options, annually reimbursing families $600 and individuals $300 for participating in healthy activities, like school and town sports, gym memberships, Weight Watchers©, ski lift tickets and more. You also can use your It Fits! benefit toward cardiovascular home fitness equipment such as treadmills, stationary cycles, stair climbing machines, home gyms and more. Download the It Fits! reimbursement form (pdf) »

Oh Baby!
Expectant parents get the information and resources they need to take care of the "little things" in life. The perks include prenatal vitamins, a free car seat or breast pump, reimbursement toward the cost of childbirth classes, and more.

Online and in-store discounts at CVS/pharmacy
Members get a 20 percent discount on more than 1,500 CVS/pharmacy-brand health-related products—good at any CVS/pharmacy store or online at

Quit to Win—Fallon's tobacco treatment program
Quit smoking with individualized stop-smoking plans, support meetings and telephone counseling.

Naturally Well (alternative and complementary health care discounts)
Discounts on acupuncture, chiropractic care and massage therapy.

Fitness center discounts
In addition to the It Fits! reimbursement, members receive reduced rates on memberships to health club facilities in Massachusetts.

Important information

Other information